226 South Maple Avenue Greensburg, PA 15601
Westmoreland Community Action's Housing Counseling & Money Management Center offers the training, support and resources to help families achieve the "American Dream" of owning your own home.
Housing Counseling & Money Management Center
Westmoreland Community Action's Housing Counseling & Money Management Center offers training and resources designed to support families and individuals who are interested in purchasing their very own home.
The Housing Counseling & Money Management Center provides free housing counseling services to all Westmoreland County residents who have housing needs or problems that are potentially resolvable through homebuyer education and/or pre-purchase counseling.
Those residents who choose to participate in our program are eligible (although not obligated) to purchase one of the homes constructed through the Neighborhood Revitalization Program. Low to moderate income families will also learn about mortgage products and services designed to help them be successful in purchasing and maintaining a home.
Click here to download a copy of our intake application.
The Housing Counseling & Money Management Center offers a variety of educational classes and counseling services, including:
Focuses on foreclosure prevention, predatory lending and home maintenance. Participants are referred by mortgage lenders.
Provides the knowledge, skills, guidance and support necessary to achieve and sustain homeownership.
Provides one-on-one comprehensive home-buying information and guidance based on your individual situation.
Entails the development of a credit restoration plan based on credit report analysis, wise use of credit, budgeting and underwriting guidelines.
Equips residents with the knowledge to discern a credible lending institution from a lender who is seeking to set unfair terms with borrowers, thereby assisting the consumer in making an informed decision.
Familiarizes current and future homeowners with state and federal foreclosure prevention programs. Provides instruction in the areas of budgeting, wise use of credit, and mortgage assistance scams.
Fundamentals of Budgeting
Provides participants with the skills necessary to analyze their lifestyle and spending choices in relation to how well they reflect the participant's income, debt obligations, savings goals, and long-term financial goals. Provides participants with a framework and guidelines for creating their own budget.
A Renter's Guide - Landlord and Tenant Rights and Reponsibilities Workshop
Provides an overview of the landlord and tenant relationship as it pertains to leases, landlord and tenant rights and responsibilities, security deposits, repairs, remedies for breaches of the lease, and evictions.
WCA has been approved by USDA Rural Development to package "502" and "504" loans. The role of a "loan packager" is to assist the applicant in preparing an application package.
USDA "502" Loan
USDA "504" loan/grant
To view our brochure please
For More Information
For more information on the Housing Counseling & Money Management Center, please contact Rudy Horwatt at 724-834-1260, ext. 146 or Nicole Zolgmann at 724-834-1260, ext. 150.
The Housing Programs are funded through the Department of Housing & Urban Development, the PA Department of Community & Economic Development, the Westmoreland County Department of Planning, and various corporate and private donations.
We Provide Services to Residents of Westmoreland County
At Westmoreland Community Action, we provide services to residents in towns and townships throughout Westmoreland County, PA including: Adamsburg, Alverton, Arnold, Bolivar, Claridge, Crabtree, Delmont, Derry, Donegal, East Vandergrift, Export, Greensburg, Harrison City, Herminie, Irwin, Jeannette, Kecksburg, Latrobe, Ligonier, Lower Burrell, Mammoth, Manor, Monessen, Mount Pleasant, Murrysville, New Alexandria, New Florence, New Kensington, New Stanton, North Belle Vernon, Norvelt, Scottdale, Smithton, South Greensburg, Southwest Greensburg, Stahlstown, Trafford, Vandergrift, West Newton, Youngstown, and Youngwood.
Townships in Westmoreland County include:
Allegheny Township, Bell Township, Cook Township, Derry Township, Donegal Township, East Huntingdon Township, Fairfield Township, Hempfield Township, Ligonier Township, Lower Burrell Township, Loyalhanna Township, Mount Pleasant Township, Murrysville Township, North Huntingdon Township, Penn Township, Rostraver Township, Saint Clair Township, Salem Township, Sewickley Township, South Huntingdon Township, Upper Burrell Township, Unity Township, and Washington Township