Success Stories – Home Sweet Home

Home Sweet Home

Steven Linden began his house search in early fall 2016 and ended up at the doorstep of Westmoreland Community Action’s Housing Counseling and Money Management Center. He had his eye on one of the newly constructed houses on South Sixth Street, part of the Neighborhood Revitalization Project in Jeannette.

After looking at the home with his realtor, Steven decided to enroll in the housing program and submit his application for processing and program approval. Steven was quickly pre-approved to purchase a WCA home that featured newly purchased appliances such as a washer, dryer, refrigerator and stove at no cost and $7,000 in down payment and closing cost assistance.

Following loan pre-approval, Steven displayed a lot of patience and a strong desire to purchase the home. Anxious to submit a mortgage loan application, Steven was faced with the necessity of waiting to apply for a loan. As a prerequisite for loan application, WCA’s second and third mortgage documents had to be revised by WCA’s solicitor and approved by the Department of Planning and Development of Westmoreland County.

During the wait, Steven continued to express his interest in the home, worked diligently with WCA’s housing counselors, and attended a Pre-Closing Educational Seminar. After having numerous hurdles to overcome, Steven closed on his new home on January 27, 2017!